Selling a structured settlement isn’t as easy as you might think. There are several factors that contribute to the complexity, including figuring out the present value of future payments, the fact that it is a court-ordered agreement that must be reassigned by the courts, and the terms and conditions that the settlement was awarded under.
I highly recommend that you seek the advice of a financial counselor before you embark on this journey, but it’s not required by law. But remember, you have to convince a judge that this is in your best interest, and a financial profession might be a lot more convincing than you.